You built a profitable company. Here’s what’s standing between you and 10% net.
The Profit Gap Scorecard grades your business across the eight areas that separate 3% contractors from 10% contractors, and puts a dollar figure on the difference. Results in one week. No cost. No obligation.
Same crews. Same jobs. A very different bottom line.
On a $20 million company, 3% net is $600,000 a year. 10% net is $2 million. That $1.4 million difference doesn’t come from working harder. It comes from the finance function behind the work.
Most owners can feel that gap. Very few can point to exactly where it is. That’s what the scorecard is for.
In a $20M company:
Annual profit gap
$1.4M
Eight areas. One honest picture.
01
Bidding
Are your jobs finishing at the margin you priced in?
02
Job costing
Do you know a job is in trouble before it’s done?
03
WIP reporting
Is margin fade getting caught at 40% complete or at 100%?
04
Cash flow and forecasting
Can you see a cash crunch coming weeks ahead?
05
Capital strategy
Is your working capital ready for the backlog you’ve won?
06
Overhead
Is it growing faster than revenue?
07
Reporting and KPIs
How old are the numbers you make decisions with?
08
Financial leadership
Who owns the numbers besides you?
Three steps. One week.
01
A 60-minute conversation.
We learn your business: where you are, where you want to go, and what’s in the way.
02
You send three things.
Your last two years of financial statements, your current WIP schedule, and your AR aging. Our team does the rest.
03
We walk you through your scorecard within one week.
Your scores, your biggest opportunities, and what closing the gap would take. If you want to know what it looks like for us to help you close the gap, we’ll talk about how. If not, the scorecard is yours to keep.
Who it’s for
A great fit
Not the right fit
- Privately owned construction and trades companies doing $10–50M in revenue
A great fit
- Companies under $10M in revenue
- Profitable and growing, even if margins are thin
A great fit
- Businesses on the verge of bankruptcy that need a turnaround project
- Growth-focused leaders who want to build something best in class
A great fit
- Owners looking for bookkeeping or tax help
- Coachable and forward-thinking
A great fit
- Anyone who isn't ready to change how things are done
What our clients say
“
Excellent company to work with. They take all the worry away from the finance side of my business and allow me to focus on what I do best. Highly recommended.
— Custom Home Builder in Arizona
“
It has been my pleasure to work closely with Luke Boyenger, CEO of Cruzumi CFO & Advisory for the past 10 months. I have found Luke to be an exceptional CPA with a solid background in accounting and a professional aptitude for filling the void our company needed, functioning as a consulting Chief Financial Officer
— Commercial GC in Texas
“
Luke has been professional, knowledgeable and a true asset to my companies. Still working with him today after what was originally a short term agreement. 10 of 10 would recommend.
— Commercial GC in Texas
Who’s behind your scorecard
Scored by experienced CFOs
Your scorecard is prepared by Cruzumi’s team of CFOs, the same team our clients work with every month. They speak the language of WIP, retainage, bonding, and job costing, and they know what separates a 3% contractor from a 10% contractor.
Frequently asked questions
A dedicated CFO from our team, matched to your business and your goals, with the rest of the Cruzumi team behind them.
Find out where your profit is going.
60 minutes. Eight areas. One week.
One clear picture of what stands between you and 10% net.