You built a profitable company. Our CFOs help you make it a 10% net company.
Cruzumi gives growing construction and trades companies a dedicated CFO from our team, and the financial systems to see every job, every dollar, and every decision clearly.
Target: 10% net
10%
Sound familiar?
Every job. Every dollar. Every decision.
01
Revenue is growing, but profit is inconsistent or unclear
02
Cash flow swings between feast and famine
03
You don't fully trust your numbers
04
You can't see job-level margins or cost overruns until it's too late
05
You can't confidently forecast cash or backlog 60–90 days out
06
You're making big decisions without reliable financial data
Same crews. Same jobs. A very different bottom line.
On a $20 million company, 3% net is $600,000 a year. 10% net is $2 million. That gap isn’t closed by working harder. You close it by building a different financial function behind the work: how you bid, how you track job costs, how you read your WIP, and how you manage cash. That’s what our CFOs build in our clients’ businesses.
In a $20M company:
Annual profit gap
$1.4M
Real progress and a structured plan in your first 30 days
01
Two days onsite.
Your CFO spends two days in your business with you, your PMs, and your office team, learning how your jobs actually make money.
02
The findings memo.
Within days, you get a plain-English memo: where you stand, what’s costing you money, and what to fix first. No jargon, and no 40-page report.
03
The biggest problems, fixed first.
We don’t hand you a list and leave. For the rest of the month, your CFO works alongside your team on the issues costing you the most.
04
Your first CFO report.
At the end of month one, you sit down with your CFO and see your numbers clearly: what’s working, what isn’t, and the plan for next month.
↳
From month two on, your CFO meets with you every month to keep the plan on track and your numbers moving toward 10%.
What changes for you
More profit from the same work.
Jobs that finish at the margin you bid, and a clear path toward 10% net.
Cash you can count on.
Fewer surprises. You see a cash crunch weeks before it hits, not the day payroll is due.
Decisions you can make with confidence.
Bid, hire, buy equipment, or expand, knowing what it does to your bottom line.
Room to grow.
Financials your surety and your bank trust, which opens the door to bigger jobs and more bonding capacity.
A higher value company.
Reliable numbers and a profitable track record make your business more valuable, whether you sell in five years or pass it on to the next generation.
Built for successful companies that want to be best in class.
A great fit
Not the right fit
- Privately owned construction and trades companies doing $10–50M in revenue
A great fit
- Companies under $10M in revenue
- Profitable and growing, even if margins are thin
A great fit
- Businesses on the verge of bankruptcy that need a turnaround project
- Growth-focused leaders who want to build something best in class
A great fit
- Owners looking for bookkeeping or tax help
- Coachable and forward-thinking
A great fit
- Anyone who isn't ready to change how things are done
What our clients say
A team of experienced CFOs, focused on construction
Every Cruzumi client is matched with a dedicated CFO from our team, backed by the rest of the firm. They speak the language of WIP, retainage, bonding, and job costing, and they've seen what separates a 3% contractor from a 10% contractor.
CFO
Bill Bauman
With more than 30 years in construction finance, Bill helps owners turn their numbers into confident decisions, from protecting cash to knowing which projects actually make money.
CFO
Kaela Guin
With more than a decade in construction finance, Kaela helps owners see exactly how every job is performing, turning messy books into the job costing, WIP, and cash forecasts that drive real profit.
CFO
Steve Yun
A CPA and former VP of finance, Steve helps owners take control of cash and costs, from 13-week cash forecasts to labor burden rates that make sure every job is priced to make money.
Luke Boyenger
Luke grew up working in the trades in his grandpa’s excavation company, started his financial career as an auditor at Ernst & Young, and spent years in financial leadership roles. He built Cruzumi to give construction and trades companies the kind of financial leadership most of them never get.
Kim Boyenger
Kim has spent decades doing the books for construction companies, learning firsthand how job costing really works and what happens when the data behind it can’t be trusted. Self-taught and hands-on, she brings a practitioner’s understanding of construction accounting to everything Cruzumi does, and she knows that good financial decisions start with reliable numbers.
A fractional CFO gives you senior financial leadership and strategy on a part-time basis, without the cost of a full-time hire. We look forward: forecasting cash, improving margins, strengthening your balance sheet, and turning your numbers into decisions that improve the business. At the end of the day, we improve profitability, solve cash flow constraints, and repair broken business models.
If you’ve crossed the $10M in revenue threshold, yes. Your bookkeeper records the past and your accountant handles compliance and tax. Your Cruzumi CFO uses those numbers to lead where the business goes next.
No. We work alongside your bookkeeper and your CPA, not in place of them.
A dedicated CFO from our team, matched to your business and your goals, with the rest of the Cruzumi team behind them.
Yes. We work with construction and trades companies across the country. Your CFO comes to you for the two-day onsite, and the ongoing relationship runs on a set monthly rhythm.
Every engagement is scoped to your business after the discovery call. It’s a fraction of the cost of a full-time CFO.
Your CFO is onsite at the very beginning of your first month. You’ll have a written findings memo within days of that visit, and your first CFO report by the end of month one. Results start on day one and build from there.
A 60-minute conversation about your business: where you are, where you want to go, and what’s getting in the way. We’ll tell you honestly whether or not we can help.
Let’s talk about where your business is going.
60 minutes. No obligation. A clear sense of where you are, where you’re trying to go, and what’s keeping you from getting there.